A later in life (or lifetime) mortgage is a type of equity release.
If you’re aged 55 or older, then we’ve got you covered. However much you’ve prepared or are preparing for retirement, we understand that a little extra goes a long way. Later in life Lending solutions will allow you to take advantage of the value you’ve built up in your home over the years.
Using Later in life lending may be ideal if you are aged 55 or older and looking for different borrowing options to suit your future plans.
You have the option not to make any monthly payments unless you choose to. The loan is usually repaid when the last borrower moves into long-term care or dies.
The maximum loan amount and interest rate depends on your age and how much your property is worth.
we provide personalised advice. It can be useful to have personal information prepared, such as your income details from any pensions, details about any savings, outstanding debt or insurance policies you have.
Ian Scott
Ian is the owner of Scott & Goose and has been in the Mortgage and Insurance business since 2003.
Find out how much equity you could release
Many factors are taken into account by the lender, your age, health, and the value of your home. Use our Equity Release Calculator tool to see how much money you might be able to release from your property. It only takes a couple of minutes and you don’t have to provide any personal details if you don’t want to.
- Enjoy retirement
- Help family
- Home improvements
- Go debt-free
- Enjoy your retirement
- Help family members
- Make home improvements
- Eliminate debt
- Take the trip of a lifetime
No personal information required, get instant results
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Scott and Goose is directly authorised and regulated by the Financial Conduct Authority under reference 661183.
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Need more information?
The best way we can help you is to have a quick conversation to understand your situation and recommend appropriate products. Contact us today for a no-obligation discussion.