Later in life mortgages

A later in life (or lifetime) mortgage is a type of equity release

If you’re aged 55 or older, then we’ve got you covered. However much you’ve prepared or are preparing for retirement, we understand that a little extra goes a long way. Later in life Lending solutions will allow you to take advantage of the value you’ve built up in your home over the years. 

Using Later in life lending may be ideal if you are aged 55 or older and looking for different borrowing options to suit your future plans.

You have the option not to make any monthly payments unless you choose to. The loan is usually repaid when the last borrower moves into long-term care or dies.

The maximum loan amount and interest rate depends on your age and how much your property is worth.

we provide personalised advice. It can be useful to have personal information prepared, such as your income details from any pensions, details about any savings, outstanding debt or insurance policies you have.

Your Later in life mortgages contact

Ian Scott

Ian is the owner of Scott & Goose and has been in the Mortgage and Insurance business since 2003.

Find out how much equity you could release

Many factors are taken into account by the lender, your age, health, and the value of your home. Use our Equity Release Calculator tool to see how much money you might be able to release from your property. It only takes a couple of minutes and you don’t have to provide any personal details if you don’t want to.

No personal information required, get instant results

"Great service. We were removed out of our Decision In Principle (DIP) for a change in criteria in self employment, but Ian had already found another by the time i had called him. He's easy to talk to 🏠 and we are about to move in!"
"Ian has been dealing with my personal and buy to let mortgages and those of my family for many years now. He is helpful, knowledgeable and professional - highly recommended."

Just some of the providers we use...

You can trust Scott & Goose

FCA Regulated

Scott and Goose is directly authorised and regulated by the Financial Conduct Authority under reference 661183.

Personal service

Being a small independent company, we can offer a genuinely personal service with direct access to your adviser via mobile during the day, evenings and weekends.

Highly rated

Our customers love what we’ve done for them and rate the service they’ve received. You can read all our positive reviews on Google Places.

Need more information?

The best way we can help you is to have a quick conversation to understand your situation and recommend appropriate products. Contact us today for a no-obligation discussion.