Equity Release Calculator

Many factors are taken into account by Equity Release lenders, including your age, health, and the value of your home. This handy Equity Release Calculator tool helps you find out how much money you might be able to release from your property.

Question 1

How old is the youngest applicant?

If you own property jointly, lenders will consider the age of both parties, so we need to know the age range of the youngest owner. 

Sorry

The youngest applicant must be 55 or over for you to be eligible for Equity Release. If the youngest applicant will be 55 soon and you want to plan ahead for releasing equity, we can help you prepare for this.

That's great

You are in the right age group for equity release. Use the slider to select the age of the youngest applicant.

Question 2

Do you currently reside in the property, or plan to when it is purchased?

Did you know, you can release equity on a property you are planning to purchase as an investment? If you are planning to purchase a buy to let, a holiday home or other property that you won’t live in, select ‘No’. 

No problem

It is absolutely possible to release equity on a property you’re planning to purchase as an investment. This can help you to buy the property. The available rates and terms are slightly different, keep answering questions to find out how much you might be able to release.

Sounds good

You can release equity on your main residence, regardless of whether you have an existing mortgage or not. The balance of any existing mortgages or loans secured against your property must be repaid.

Question 3

Is the property based in the UK?

Sorry

Your property must be based in the UK for us to assist you with Equity Release. You may be able to find an Equity Release scheme in other countries.

We can help

Releasing equity on a main home is the most common form of equity release. It looks like you meet most of the criteria, so tell us a little bit about the value of the property and we’ll tell you how much you might be able to release.

We can help

Although not as well known, you can release equity on buy-to-let properties. It looks like you meet most of the criteria, so tell us a little bit about the value of the property and we’ll tell you how much you might be able to release.

We’ll need to know more

Your circumstances are more complex, but we may still be able to help you. Please get in touch to discuss your requirements.

Your property must be worth at least £70,000

Your property must be worth at least £70,000 and be in good condition to qualify for equity release. If it does not meet the standards required, you may be declined for an equity release loan.

Contact us today to discuss getting an accurate valuation of your property and how to qualify for Equity Release, we may be able to help if we better understand your individual circumstances.

Your property must be worth at least £70,000

Your property must be worth at least £70,000 and be in good condition to qualify for equity release. If it does not meet the standards required, you may be declined for an equity release loan.

Contact us today to discuss getting an accurate valuation of your property and how to qualify for Equity Release, we may be able to help if we better understand your individual circumstances.

Good news

We’re confident we can help you release equity from your property, so you can use it for the things that are most important to you.

Now you know it’s possible, would you like to arrange a discussion with us to find out how to secure an Equity Release? We provide a friendly, personal and no-obligation service.

You could release up to:

£
£
£

Based on the information you provided

Any existing mortgages or loans secured against your property must be repaid.

Good news

We’re confident we can help you release equity from this property, to help facilitate purchasing it.

Now you know it’s possible, would you like to arrange a discussion with us to find out how to secure an Equity Release? We provide a friendly, personal and no-obligation service.

You could release up to:

£
£

Based on the information you provided

Any existing mortgages or loans secured against your property must be repaid.

Thanks, we’re happy to help

If you provide a few details, we’ll get back to you with some options as soon as possible.

Fields marked with a * are required.

No problem

We understand that Equity Release can be a big decision, and is something to think seriously about. We stand ready to assist you, but in the meantime, you should learn as much as you can about how to release equity.

We hope you’ve found our interactive Equity Release tool useful. Do contact us if you have any questions.

This tool is provided for informational purposes only, and to help us fact-find. It does not guarantee your eligibility to secure equity release.

Equity Release may affect the size of your estate and could affect your entitlement to current and future means-tested benefits. To understand the features and risks on an Equity Release product, ask for a personalised illustration.

Proud members of the Equity Release Council

Members work within the council’s guarantees as part of a commitment to ethical equity release.

No Negative Equity Guarantee — you will never owe more than the value of your home.
You will not lose your home and can remain there for as long as you wish providing it remains your main residence.
• You have freedom to move to another suitable property subject to the new property being acceptable to your product provider.

Need more information?

The best way we can help you is to have a quick conversation to understand your situation and recommend appropriate products. Contact us today for a no-obligation discussion.